This page explains your statutory right to cancel the GoZtartUp Service Agreement under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (often called the "Consumer Contracts Regulations 2013" or CCR 2013).
What this page covers: these cancellation rights apply when you have entered into the GoZtartUp Service Agreement for our regulatory build service. They do not apply to the free eligibility call or to the completion of an eligibility application, because no purchase contract is formed at those stages.
If you are a consumer entering into a Service Agreement with us at a distance (for example, over the phone, by video call, or by email signature without meeting us in person), you have a statutory right to cancel that Agreement within 14 days, without giving any reason.
The 14-day cancellation period starts on the day after the day the Service Agreement is formed (the "Cancellation Period").
To exercise your right to cancel, you must inform us of your decision to cancel by a clear statement. You can do this by:
Your cancellation must be received within the 14-day Cancellation Period. We will acknowledge your cancellation in writing within one working day.
You do not need to give a reason for cancelling. A simple statement such as "I wish to cancel my GoZtartUp Service Agreement" is sufficient.
If you cancel within the 14-day Cancellation Period and the service has not yet begun (see Section 4):
The 16-week regulatory build is a service that requires us to begin work soon after the Service Agreement is signed. Document collection, scoping calls, and initial preparation must start quickly to deliver within the 16-week window.
If you want us to start the service during the Cancellation Period (before the 14 days have expired), we will ask for your express consent to do so. This is required by Regulation 36 of the Consumer Contracts Regulations 2013.
If you give that consent and then cancel during the Cancellation Period:
If you do not give consent to start the service during the Cancellation Period: we will not start work until the 14 days have passed. This may shorten the time available within the 16-week window or push back your start date. We will discuss the impact with you before the Service Agreement begins.
Once the 14-day Cancellation Period has ended, the statutory right to cancel no longer applies. Cancellation of the Agreement after this point is governed by the cancellation, termination, and refund terms set out in the Service Agreement itself.
The Service Agreement also includes the Regulator-Ready Guarantee, which sets out specific remedies if your application is rejected before interview or inspection due to a documentation error caused by GoZtartUp. The Regulator-Ready Guarantee is separate from the statutory 14-day cancellation right and operates alongside it.
Nothing in our Service Agreement excludes or limits your statutory rights as a consumer under the Consumer Contracts Regulations 2013 or the Consumer Rights Act 2015. If anything in the Service Agreement appears to limit those statutory rights, the statutory rights take precedence.
For questions about your cancellation rights or to make a cancellation: